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Using Your Hard Earned Sweat Money to Get 125% Equity Loan

Posted on June 4, 2020 by realestatejuice
Using Your Hard Earned Sweat Money to Get 125% Equity Loan
Using Your Hard Earned Sweat Money to Get 125% Equity Loan

A 125% equity loan or 125% home equity line of credit enables one to borrow up to 125% of the value of one’s home or equity in one’s home. Popular now, 125% equity loans allow people to borrow to pay for college, home improvements, pay off credit card debts and even purchase new properties. The downside of the 125% equity loan is that it is so appealing that some people end up borrowing over their heads.

This Lending Network offers customized, competitive home equity, second mortgage, and refinance rates on loans up to 125% of the appraised value of your home.

Many lenders are willing to lend borrowers up to 125% of the home’s value, minus the first mortgage’s balance. This can be used for loan consolidation or for other priorities such as buying a new car. The 125% LTV or Loan-To-Value really took off in 1997 as has never looked back since. Loan-To-Value simply means the ratio between the fair market value of a home and the percentage of that value that is still owed to the lenders.

The 125% equity loan is an off-shoot of the second mortgage loans offered in the early 1990’s, which were primarily used for home improvements. These home improvements would generally increase the value in a home so there was a tangible pay-off for these loans. The 125% equity loan now days is most often used for debt consolidation rather than home improvements, though it really can be used for whatever the borrower wishes.

The average 125% equity loan is from $10,000 to $50,000, which can be used to consolidate credit card debt, pay off student loans and often-times have some cash left over for home improvement or personal use. The 125% equity loan has been heavily marketed over the past several years, on radio and television by smaller firms willing to take the risk as lenders. Traditional mortgage companies are now coming on board since the profit margin is quite in the lender’s favor.

Credit card debt is at an all-time high now and borrowers are taking advantage of the 125% equity loans to help with this relief. The popular 125% equity loans are not for everyone, however, as consumers wishing to qualify for a 125% LTV loan will need a FICO credit score of 650-700 or above. In order to receive these loans, borrowers will also need good jobs, stead incomes and good payment histories to receive the required scores. The ideal candidate for this kind of loan is a borrower with considerable debt but who has always been able to pay the bills and simply needs some relief.

Sweat equity is equity in a business or home that is the direct result of hard work by the owner or owners. Sweat equity is solely based on the time and effort of the contributors in contrast to financial equity, which is based on the monetary contribution to a home or project. The term sweat equity is sometimes used in partnership agreements when one or more partners contribute time, energy, creativity and effort instead of capitol.

It’s true that one of the most valuable assets you have in your home is your own hard work. Learn how to make money with fixer-uppers.

With Visual Tours you can upload video visual tours and photos of your home or property.

The term sweat equity can also be applied to the value added by owners of real estate who make improvements based on their own efforts. The greater labor applied to a home, the greater the increase in value is the general rule. Also, the greater the labor, the more sweat equity has been used up. Typical sweat equity projects are home improvement efforts which add the most value to a home. Paint, wallpaper and carpeting projects undertaken by the owner can mean greater value to a property than other projects and thus involves a greater sweat equity in that property.

Improving kitchens and bathrooms offer opportunities to increase a home’s value the greatest and thus efforts in these areas by the owners equate to greater sweat equity. In addition, and owner-built home or an addition to a home built by the owner offer the greatest sweat equity opportunities.

Purchasing a modular home also offers opportunity for sweat equity savings off the retail price of a home. Many times, home can be purchased for wholesale prices when the owners decide to take on some of the sweat equity projects themselves. Such sweat equity projects may include: electrical, plumbing, drywall, painting, carpentry, siding or brickwork or other project needed to finish a home. The owner has the ability to save money and build equity using hard work at the same time. With this kind of sweat equity, the owner can also reduce their initial loan amount, saving considerable principal and interest payments in the future.

Some charitable organizations use sweat equity to build low income housing for those who cannot afford it. By organizing many skilled and unskilled people to work on a home at the same time, these charities can often do most of the labor for free while many times materials are donated. The sweat equity in homes such as these are in the 90 to 100-percent area and are based solely on the hard work and labor of many willing participants.

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Home Insurance and Mortgage Protection Insurance For Your Home

Posted on May 30, 2020February 6, 2021 by realestatejuice
Home Insurance and Mortgage Protection Insurance For Your Home
Home Insurance and Mortgage Protection Insurance For Your Home

Just because you live in a state that is a low risk for something like a tornado or a hurricane does not mean you will get away with no high-risk insurance. In fact, you maybe unfortunate enough to live in an area considered a flood plane. If this is the case, most home insurance companies do not even cover flood insurance, but will require you to go through the National Flood Insurance agency.

If you are living in an area where you will need high risk insurance, insurance companies you call regarding premiums will most likely inform you of your needs for insurance and whether or not these will be covered by their basic policy. Be certain that you understand that you may or may not be covered for hurricanes, tornadoes, floods and wind and hail damage resulting from natural disasters. Please see the latest condo for your updates.

You may be required to purchase additional insurance, or if the homeowners insurance company does not cover this type of damage, they will refer you to another company that does. Be sure you get covered for high risk insurance right away, because if you wait until hurricane or tornado season arrives to discuss this matter with your insurance company, they will likely not allow you to seek extra coverage.

Something else you need to keep in mind is that different states will have different deductibles and different rates of liability. This should all be explained by a local insurance agent. You can still use a nationwide company, but they will likely refer you to a local agent through their company that deals with your state, county or city specifically.

If you have considered getting by without homeowners insurance, think again. Most mortgage lenders will not even process your home loan paperwork unless you have already signed up for home insurance. Often, they will include your yearly insurance payment in your monthly escrow mortgage payment. This means they will charge you for the amount of the yearly premium and then pay off the homeowners insurance company to insure it gets paid.

When you call to secure insurance for your home, they will ask a series of questions relating to the exterior and interior of your home to determine the value. You will likely be given two different coverage plans, one for the cost to replace the interior of the home and one to replace just the shell of the home, or the exterior. The exterior is usually at least the price you paid when you purchased the home. The interior will include your personal items, as well as appliances.

Different states also have various policies regarding the cancellation of a homeowners insurance policy. Some states will allow for the company to cancel your policy within the first 30-60 days of setting up the policy if the insurance company can provide sufficient reason. Most state laws require that the company inform the policy owner by mailing a 10-day notice. This means that they cannot send you a policy cancellation notice on the same day they cancel your insurance.

If you have had the insurance policy for over 60 days, there are only a few reasons why the policy can be cancelled. Commonly cited reasons include failure to pay the premium or finding out the policy owner had previous charges of fraudulence insurance or home related arson charges.

Mortgage protection insurance comes in a couple of different varieties. With mortgage protection insurance one can protect a home after loss of job or loss of life. Mortgage protection insurance that covers your mortgage payments when you die is really mortgage protection life insurance. This type of mortgage protection insurance may not offer as much as a term life insurance policy, so a comparison should be made between these two types of policies, when deciding how best to protect your family.

Mortgage protection insurance for your life can also be extended to that of your spouse as well and is generally much cheaper than buying two separate policies. When applying for this type of policy, insurers take the applicant’s age, whether they are a smoker or non-smoker, and the value of the death benefits into account. In addition, the premium stays stable over the life of the policy.

The other type of mortgage protection insurance covers mortgage payments during job loss. This type of insurance may not cover self-employed workers or contract workers or active military personnel. Benefits of the job loss mortgage protection insurance may be paid directly to the mortgage company and not the home owner. In addition, some insurers can opt out of writing policies for regions hard hit by lay-offs and high unemployment numbers.

Mortgage protection insurance should not be confused with Private Mortgage Insurance. Private mortgage insurance offers limited protection in that it only pays off a portion of your loan if you default, whereas mortgage protection insurance will pay off your entire loan when you die or helps you with your payments because of job loss. If you’ve purchased a home with less than a 20-percent down payment, your lender most likely required you to purchase private mortgage insurance. Private mortgage insurance will get you into a home, but mortgage protection insurance keeps the payments steady during rough times.

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Ways to Do It Yourself For Your Kitchen and Bathroom

Posted on May 25, 2020 by realestatejuice
Ways to Do It Yourself For Your Kitchen and Bathroom
Ways to Do It Yourself For Your Kitchen and Bathroom

I’ve worked at Latitude for over 6 years and finally, my family and I decided to replace our laminate countertops with granite countertops. For a long time, we weren’t able to afford or take the time to upgrade our kitchen and bathrooms. But after almost 20 years of living in the same house, it was time. As with most home renovation projects, it started with one thing that we wanted to replace – the toilets (they were gross and the ceramic was yellow) – but became a large, all encompassing project. Our thought that was since we’re replacing the toilets, we should replace the bathtub and the sinks so they’d all be white. The bathtub and tiles also needed to go; they had mildew and were gross. Well, if we were changing the sinks, might as well change the countertops. If we were changing the bathroom countertops, we should change the kitchen countertops. Now we can’t have beautiful countertops and ugly cabinets, so we’ll paint them (when I say we, I meant me)! Plus, we wanted to do everything on a budget.

We saved a lot of money by painting the cabinets, removing the countertops ourselves and we purchased granite countertops from Latitude’s remnant material. The prices are marked down so much that essentially, you are only paying for the labour and even that had been discounted. Since I work at Latitude, I’ve been scoping out the remnants as jobs get cut. For the kitchen, I found a beautiful piece of Crema Bourdeaux and for the vanities I got Black Galaxy. I’m lucky because our kitchen is small and there are no seams. When looking for remnant granite and quartz for your kitchen countertops and there are seams, you must find pieces that are from the same lot or be able to get it from the same piece. Any time two pieces are seamed together they must come from the same block, piece or lot, so that when the pieces meet, the colours are matched as closely as possible.

I had a templator come in and template all the bathrooms and the kitchen. They come in with a digital plotter that is accurate within the millimetre. Of course I knew all this before they came to my house, but it was still impressive to see how the granite fits like a glove around the odd corners in the kitchen and in my mom’s bathroom.
cabinets before Kitchen & Bath DIY Reno

The night before the installation I removed all our countertops, disconnected the plumbing and installed shut-off valves. Removing the countertops was easy; disconnecting the plumbing and installing the shut off valves was a little trickier – considering that before this I didn’t even know where the main shut off for the water was in the house (I found it close to the water heater). Once you shut the water off, don’t disconnect the faucet right away. It’s a good idea to turn all the faucets on to drain any water that is caught in the pipes; even then, keep a bucket with you. I had a few unexpected “fountains”.

You will need 2 wrenches to detach the plumbing. I used compression shut-off valves and purchased them from the Home Depot. Not knowing what size I needed, I armed myself with a nut that I removed from the pipes and headed out to the Home Depot. There, I matched the nut that I removed to the nut that was on the bottom of the shut-off valve (the handle of the valve points down in the open position and a quarter turn up will stop the water).

To install the shut-off valves: I unscrewed the nut and removed the bearing from the bottom, placed the nut, then the bearing, then finally the actual shut-off valve on the pipe and screwed the nut on to the shut-off valve. It says to “not over-tighten” on the package but that doesn’t mean “finger” tighten; I learned that after another set of fountains when I tried to turn the main water back on. You will need to tighten with a wrench!

Detaching the sink for the piping was easy. So was detaching the laminate countertops from the wall and the cabinets. First thing you do to remove the countertops is to take a knife and score between the wall and the laminate backsplash. Next, unscrew everything that holds the countertop to the cabinets. The vanities and the countertops without the kitchen sink I was able to remove myself, but the kitchen countertop with the sink is easier to remove with help so that the top can be lifted straight up. Lifting it at an angle makes it harder for the Sink to disengage from the pipes. The same issue can occur when removing the bathroom countertops but because of the smaller size, you can lift it out straight up yourself.

I removed all the cabinet doors before the installation so that I could paint the cabinet frames before the installation but it is recommended that you keep the cabinet doors on so that the installers can ensure that the doors and drawers can open with the countertop on.

The installers were great!! First thing they did when they came into the house was lay down drop cloths! They have to keep their steel toe boots on for safety reasons, which is completely understandable. I don’t even want to think about how much it would hurt to drop a piece of granite on my toes. They inspected all the cabinets to make sure they were level (which they were). This is very important since an unlevel countertop can cause cracks and the seam to break in the future. The installers can shim it up a little bit but how much they can shim it will depend on the edge you choose (can’t shim ¾” and 1 ¼” edges since the shims will show). They check to make sure the sinks will fit in the cabinets.

If they don’t fit, they (the installers) will cut away at some of the cabinet supports (don’t worry, they wouldn’t cut any gables that would compromise the integrity of the cabinets). Then they brought in all the pieces and placed them on the cabinets for a dry fit and made any adjustments to the tops. The tops were then siliconed into place along with the sinks. Before the sinks were installed, I attached the faucets to the top (a great idea from Bob Gilson, the CFO of Latitude) since it would be really difficult to install them after the sink is in. I would have had to wedge myself in the cabinet and try to tighten and screw things in and knowing me, I’d probably get stuck and create a third fountain if I waited till the sinks were in.

The installers took a lot of care when they siliconed the wall and the countertops to prevent gaps where water could seep in. All in all, they did a beautiful job. I was very impressed! AND they cleaned and vacuumed after themselves, which I really appreciated.

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Roofing Options For Your Home to Keep You Home Green

Posted on May 25, 2020 by realestatejuice
Roofing Options For Your Home to Keep You Home Green
Roofing Options For Your Home to Keep You Home Green

Looking for a way to reduce your energy costs? If you consult your local energy company, you will likely receive a brochure explaining how to wrap your pipes, put a blanket around your hot water heater, plugging cracks and holes through which drafts can flow, and adding reflective coatings to your windows. No harm in any of that, and it’s a good start. But for homeowners, there is a better place to start – start at the top, with your roof.

Why start with the roof? For the same reason that your mother tells you to wear a hat outside in snowy weather – just as most of your body heat is lost through your head, most of your home’s heat is lost through the roof. Heat rises.

Likewise, your roof is the part of your home that is most exposed to the sun, so the question of whether your home will absorb the sun’s heat or reflect it back into the atmosphere is decided right there – on the roof.

Homeowners don’t like to mess with their roofs, and for good reason – roof work can be expensive. But there are a range of options, and if you are considering an ecofriendly option such as installing solar panels, you may qualify for state or federal tax subsidies that will help to defray the cost. (To find out what subsidies exist in your area, check the Interstate Renewable Energy Council’s Database of State Incentives for Renewables & Efficiency, DSIRE, or try this calculator).

If you are considering making your roof a part of your home’s energy efficiency plan, you will need to begin by answering the following questions:

What material do you want to use for your roof?
What color should your roof be?
Do you want to add solar panels or solar shingles to your roof in order to capture solar energy for electricity or to provide heat for water?

These days, homeowners have many roofing materials to choose from. Most Americans (about 75 percent) go for cheap asphalt shingles – but cheap is the best that can be said of asphalt as a roofing material. It doesn’t insulate well, it is generally not recyclable at the end of its life, and its life is not long.

On the other end of the economic spectrum, affluent homeowners will often choose wood shingles, such as cedar shakes, or slate. These options are all natural, insulate well, and are expensive. But cedar often comes from old-growth forests and slate is a non-renewable resource. Moreover, wood shingles will swell and shrink over time, producing cracks and resulting in moisture damage. Clay tiles are more durable and are made from a renewable, sustainable material, but they are so expensive that most homeowners can only manage to use them as accent materials along the edges of roofs.

Somewhere in the middle, you have metal roofs. Metal roofs insulate well, they have high solar reflectance (meaning they stay cooler in the summer), they last a long time, and they are frequently made from recycled metals (and can be recycled themselves at the end of their lives). But they can be somewhat expensive.

Nowadays, there is another option: recycled roofing materials. Believe it or not, you can now make your roof from recycled plastic, carpet, or tires. You can also opt for reclaimed or sustainably grown wood.

If you want to generate electric power on your roof, or at least collect enough heat to warm up water, you may want to start with a basic metal roof. A standing-seam metal roof can work well as a base for thin-film photovoltaic panels. You’ll be following in reputable footsteps – President Barack Obama is adding solar panels to the White House roof this year, as is Texas Governor Rick Perry.

Solar panels can be expensive – most solar panel systems cost at least $2,000 to $3,000 to install, and many cost more, depending on the system and the particular circumstances at your home. Solar panel systems pay for themselves within a few years, but that doesn’t help when you are trying to scrape together the money for the installation.

There is also another solar roofing option – solar shingles. Solar shingles may be an ideal solution if by chance you have a roof that is already shingled, but is losing shingles in (preferably) a south-facing location where you can free up 300 to 400 feet of roof space. If you need to replace shingles anyway, you may as well replace the old shingles with matching solar shingles (they are designed to blend in with the asphalt shingles that most American homes use). Like solar panels, solar shingles can be connected to your local energy grid, so that if you produce excess electricity, it can go back into the system and your electric company can reimburse you for it. By absorbing heat from the sun, solar shingles can also reduce the amount of heat that your home absorbs, so you may find that you do not need to run an air conditioner as much in the summer. Don’t expect to go entirely off-grid with solar shingles – shingles do not store solar energy (unless you have also added batteries to hold stored energy, but adding batteries can add as much as $10,000 to your shingle installation costs), so you will need your regular electric grid at night. Homeowners who choose this option find that the solar shingles pay for themselves in about 8 to 10 years, while they last for 20-40 years (depending on climate and maintenance).

Solar panels and shingles not only pay for themselves over time by allowing you to sell power back to your electric company, but they add to the value of your home. According to a recent study by Lawrence Berkeley National Laboratory, 72,000 California homeowners who added solar panels to their roofs saw their home values rise by an average of $17,000 when they put their homes on the market. Consequently, you may be able to roll the cost of installation over into your mortgage.

Unless you are a roofing contractor yourself or have equivalent experience, don’t try to install your own roof. Find a contractor who is experienced in the kind of roof that you plan to put in place. If you are adding solar panels or solar shingles, you will also need an electrician. Be aware, as well, that if you are replacing a roof that was originally installed between 1940 and 1975, you may need to hire someone to do asbestos remediation. Finally, don’t forget to check your local building codes (or better yet, work with a contractor who is intimately familiar with them). Be sure, as well, to check with your homeowner’s insurance company to find out if the change in roofing materials will affect your insurance premiums.

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Choosing The Right Home Security Camera and Door to Protect Your Family

Posted on May 19, 2020May 19, 2020 by realestatejuice
Choosing The Right Home Security Camera and Door to Protect Your Family
Choosing The Right Home Security Camera and Door to Protect Your Family

To protect your family, renovations on home security is needed. Home security camera systems can be a good way to monitor your surroundings, however, the options available on a home security camera can be frustrating to sift through in order to find the best system for your needs. People have different reasons for wanting a home security camera in place. There are those that find a security system necessary in order to be a more participating entrepreneur, while others feel like they need the benefit of a home security camera. Whatever your reasons, all security systems can be costly, so make sure to sit down and assess your budget before investing in camera for personal or professional use.

The first kind of home security camera is known as a dome camera. Obviously, this camera comes in the shape of a dome and it fits conveniently on the ceiling of your home or business. You will find the dome cameras often times in casinos where they are used to monitor the tables. You will also find home security at its most fashionable with the dome lens. There are dome cameras that can be placed outside, however, you must use a special armor type in order to do this kind of mounting. Sony carries two different types of dome security cameras and they are a leader in the industry. You can choose from the Verifocal dome camera, which has the highest resolution (420 lines) and an adjustable lens. You can also purchase Sony’s Infrared Armor dome camera, which acts as a hidden camera and is the most durable of all of the dome cameras. Dome cameras are the most popular security cameras because they are impossible to detect which angle they are viewing unless you are at close range. They come in black or white and they all have adjustable lenses.

The second type of home security camera is the bullet camera. The lens is long and resembles a rifle, which is where the camera finds its name. Bullet cameras are easily visible and can be mounted to a wall or a ceiling. They use a 12V DC voltage, and the power cable should be included when the camera is purchased. Most of these cameras will film in color and then change their resolutions to black and white when the light levels are lower. The resolution during the day is much better with the bullet security systems, but if you have an alternate form of lighting, like a streetlight, people can sometimes be seen from up to 70 feet away. The most popular brand of bullet security cameras is the SPECO CVC-6805SX, which is color and has a fixed lens of 4mm.

Many businesses rely on home security cameras at night. However, it can be hard to see the footage when there is no light. The infrared camera has built in lights around the lens so you are able to view your taped footage with ease. However, the infrared lighting can cause a problem when it is used at a home due to the glare that is created from the windows. Some people will think that an infrared camera is the same as a night vision camera, although the night vision camera does not have built in lighting around their lens. Prices can vary on the infrared cameras, but the most affordable home security model is the QSVC422 CCD color outdoor camera made by Digital Peripheral Solutions.

Security cameras can provide a cushion of comfort for a secure home, especially when you have an investment that you want to protect. A home security camera can scare an obvious thief, and also catch an unsuspecting one if it is a strategically hidden camera. Home security cameras have become more popular with people who own second and third homes, and feel like they need an insurance policy for their property, so to speak while the business owner has been protecting his own with security cameras since the advent of the entrepreneur. Just remember that it can never hurt to be proactive about your safety.

Sliding door security should be important to you because intruders find gaining access through most sliding doors a piece of cake. All a burglar has to do is lift out the door from its track and your sliding door security is immediately compromised. Did you know than home security experts estimate that 25% of sliding glass doors/windows in America are installed backwards. This leaves the sliding portion on the outside track! This makes it easy for any intruder to easily lift the panel out. Make sure yours is installed correctly. If it is, hunt down the contractor and have them do it right!

Now you’re aware how vulnerable your sliding door security is, but it will take you some time to do something about the problem. A broomstick is a great stopgap measure that can stop your door from sliding in its track. Your broomstick is probably the wrong size, so get a pole or dowel that fits right (short by only ¼ inch or less of track length). If you leave some space, an intruder can slip a finger or wire in to lift out the pole.

Insert a 2-foot length wood frame into the doorframe’s upper channel. Make sure the wood frame is the same width as the channel. Screw it firmly into the doorframe channel, but check first if the door can freely slide. This is based on the same principle as the wood frame. Drill 4 staggered holes into the doorframe’s upper channel. Put in metal screws so they protrude just until the door can freely slide.

These will hold your sliding doors in place, so intruders can’t lift the doors from their tracks. Also called track stops or pin locks. These bars are designed to burglar proof both sliding doors and windows. Finally, to boost your sliding door security, use a motion detector around the area. You have several attractive options. A wide range of outdoor lamp-cum-motion detectors are available to complement your sliding door design. Or you can probably turn your existing outdoor light into a motion detector. Get an estimate from your contractor or security specialist.

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Simple Ways To Renovate Your House to Make it Show Room Ready

Posted on May 14, 2020 by realestatejuice
Simple Ways To Renovate Your House to Make it Show Room Ready
Simple Ways To Renovate Your House to Make it Show Room Ready

Your property is the single most important asset that you can have and therefore we should renovate and design the property. So, you’ve decided to put your house up for sale and move on to pastures new? Well, firstly, congratulations are in order! But, secondly, it is important to remind you that the hard work starts now. Before the financial crash back in 2009, the property market was relatively buoyant and moved quickly, nowadays, it is not that easy, and you have to make your house stand out on the market. Fortunately, doing so could be relatively straightforward, as long as you follow these three simple rules:

This may sound a little simple, but you’d be surprised. If you have bold, bright colours on your wall, then this may detract certain buyers, making them less likely to come for a second viewing or even purchase the property.

Likewise, if your walls are already neutral but are starting to get a little dated and worn, then freshening them up certainly won’t go a miss. A few tins of magnolia certainly won’t be expensive and, although it may take you a week or so to complete the job, it will make your house appear fresh and well cared for, making it more desirable to prospective buyers.
Target All the Senses

Although most viewers are fundamentally looking at the home, they’re also persuaded by other senses, and it is vital that you take this into account.

Simple touches like fresh flowers and air fresheners can make your home smell beautiful, making it more appealing once more. Overall, it gives the impression that your home is well looked after, and it can cover any other smells which may be unappealing, such as the smell of dogs or cigarettes.

In addition to this, also think about noise. If you live near a main road, for instance, it is well worth having the windows shut when potential buyers come round, as this will nullify the noise and show them that it really isn’t an issue, quashing their reservations.

Finally, remember that just giving the keys to your local estate agent isn’t the only option, and others are available if you’re desperate for a quick sale. For example, an online estate agent like House Buyer Bureau, could buy your home without the need for even putting it on the market, meaning you’ll shift your property much faster.

If you don’t want to give your house to an estate agent of any form, then you could even market your property yourself online and manage the sale from start to finish. Admittedly, this option is really only open to people with experience, but it remains an option nonetheless and you could save a substantial amount of money on fees.

Selling a home is getting increasingly difficult, especially as the market is beginning to stagnate in certain areas. However, there are certain shortcuts, hint and tips you can take to help make your house sell. Although they won’t guarantee to sell it, these four tips will help make your home ‘show ready’, giving it a great chance of selling quickly.

1) Start Your Packing: Clutter makes your home look much smaller than it actually is, and thus prospective tenants won’t feel as though they’re getting as much room as they actually are. Due to this, start packing and shifting non-essential items as this well help your home look bright and airy.

2) Clean, Clean, Clean: If you’ve got prospective buyers visiting then you need to ensure that it is cleaner than it has ever been. This doesn’t require a professional, just some elbow grease. Also remember that this will need doing every time someone comes for a viewing, and that you shouldn’t let your standards slip. Those smudges and smears left from breakfast and cluttered bathroom could cost you a sale.

3) Don’t Neglect the Garden: As the cliché goes, “you only get one chance to make a first impression”. When it comes to viewing properties, first impressions matter, and it is likely that your prospective buyers will make a decision in the first minute or so. Due to this, you have to make sure that your garden is as clean and tidy as the rest of your home. On top of this, it is also worth investing in some new flowers (time of year depending). Fresh, blooming flowers will create a great impression and may tip the balance from a ‘maybe’ to a ‘yes’.

4) Sort Your Problems, Don’t Cover Them: Covering your problems may get a buyer to put in an offer, but it is unlikely the house will get to a completed sale without them noticing due the survey revealing flaws. Here, you have two options: fix them or lower the asking price. By ignoring the problems, you’ll only ensure that they’ll be found further down the line; and a sale could be cancelled as a result.

For smaller, non-structural problems, renovating the home yourself can be simple. Give it a lick of paint to freshen it up and replace any cracked tiles to create the impression your home has been well looked after.

These four tips and tricks will help make your home ‘show ready’, and you’ll be ready to go to market. To maximise the chances of a sale, look for agents who specialise in certain areas like Featherstone Leigh do in Richmond. Specialist knowledge of the local area can make all the difference when it comes to finding the perfect buyer for you. There’s bound to be a specialist near you, so consult them, as they’re most likely to impress potential buyers and ensure your house is priced correctly for a good sale

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Comfortable and Simple Home Interior Design For Your Family

Posted on May 11, 2020May 12, 2020 by realestatejuice
Comfortable and Simple Home Interior Design For Your Family
Comfortable and Simple Home Interior Design For Your Family

Your Home is the single most important purchase that you can have and besides the location and price, interior renovation is also very important. The first thing is not to be overwhelmed with interior design, you’re the best designer for you, not the books of interior design, or even friends. Nobody knows better than you what you want and what really makes you feel comfortable. Do not get stressed, start small with one room. Let’s start with the bedroom where you spend little time the most important and must be calm, quiet, private space away from your world.

Take a notebook and a list of some of your favorite colors. Then place a few descriptive words next to each color on how you feel this color. (Ie red excited, angry, full of energy – Pacific Blue, calm, relaxed) and so on. The cheapest way to make a dramatic change to the room to paint the color of calm and quiet, with some excitement. You can use a wall, a smaller, for a contrasting color that will accent the room, the excitement you want. Make sure the paint is not toxic and can be easily cleaned.

The next step is to remove all accessories and to place it in a box in another room. You will choose one article at a later time to add a review with much more noticeable than you ever realized that you have. Let’s take a look at the bed. The cheapest way to get a new look to the head to change a head to add your bed into a bed or a padded platform bed. You can use the padded headboard to get good quality for less than $ 200, upholstered beds for less than $ 300 Skyline Furniture and there are sites that deal with this product. Skyline Furniture is a family owned and operated in the United States with a success story that spans several years. They make upholstered headboards and upholstered beds in many designs and fabric choices. You can also create a platform bed and you will soon look spectacular. They are more expensive and $ 800, but worth it if your budget is a little bigger.

A great way to make a head feels like a piece of furniture is to use a door. Find an old door at a flea market, thrift stores, salvage yard, or anywhere else you can for very little money. Sand and paint the door or keep it in the original old style for an extra charm and character. Make sure you remove button. When you’re ready to assemble, simply turn to the side (button) and attach to the wall. Next time you get an old door and pull it out in this simple do it yourself headboard idea.

Now that you have a freshly painted room and a headboard or a new bed, you can begin adding an accessory at a time back in the room of your box. Take your time with this process and make sure you really want the look of the accessory after he was placed. You should avoid clutter and to leave items in the box that does not really accent your new room. You can now look at the other rooms of your house to see if there are elements that a better explanation than that will make your mailbox. Items in your mailbox, and there should be, can be sold at a garage sale or donation.

Interior decoration in a while, a concept or a task left to the interior design is. But because people nowadays more and more aware, and to the interior side of their homes, many homeowners are in the application of technical furniture and procedures required. Home or home decoration, like the misconception of people long ago, not expensive and does not require a diploma or certificate in the discipline.

In general, the idea is to go behind the interior design for the university or go out of simple ones. Designed as an internal and comfortable, with a house really needs to be equipped with the most expensive equipment and facilities. Remember, the basic idea of ​​interior decoration and functional benefits. It is set mainly on aesthetics and beauty of the house.

The interior housing can be as easy as one, two, three. Here are some practical solutions and simple, like the interior of your house can be improved and strengthened. One free up space. Taking unnecessary items and equipment. Old equipment is obsolete or useless has been retired.

2 The storage room is the room for decorations that are not in season or day. Christmas decorations should be kept, it was March.

3 Make the home spacious by freeing from useless materials and equipment. Large sofa and the table is a no-no room in the house when you were limited.

4 Sit down all of the figurines and picture frames, the deflection of the atmosphere and scared them, instead of awing and fun too. These are old style, modern furniture go to show less. Less than full time.

5 Consider replacing carpets, or paste it into the living room when no one exists. That would be to create a cozy atmosphere.

6 The kitchen must be clean and well lit, because it is the most important areas in the house. It was still dark to light colors, one for a delicious atmosphere of the painting.

7 The bathroom should still be spacious. Remember, the function is used, more aesthetic.

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Reasons Not To Do a DIY Roof Replacement When Choosing a New Roof

Posted on May 9, 2020 by realestatejuice
Reasons Not To Do a DIY Roof Replacement When Choosing a New Roof
Reasons Not To Do a DIY Roof Replacement When Choosing a New Roof

Our Real Estate Property is one of the most important thing when it comes to investment but there are times where we need to do some maintenance to our development when the property becomes old and need replacement. Usually, there are heavy cost involved so some owners decided to take renovation into their own hands in an effort to save on renovation cost. There are many different roofing options available for homes, and whether you are replacing an old roof or completing a new property, you will need to think carefully about what materials you want to use, the type of weather the roof will be exposed to, potential fire risks and of course your budget.

The roof of your home can be very vulnerable in the event of a fire, and your home insurance may include higher premiums if you have a high risk roofing material such as wood shingles or thatch, and these can also be less hardwearing when exposed to severe elements than some other materials.  Tile and metal roofs are much more fire resistant and are also long lasting and durable, and they can be very cost effective options.

As the roof is a fundamental part of the structure of your building it is recommended that you get a professional in to carry out the design and installation, as it takes specialists tools and skills to fit a roof accurately, and it can be very difficult and costly repairing a roof that has installed incorrectly.

A DIY roof replacement may additionally appear to be a easy solution in case you’re daunted via the investment of professional roof substitute. you can really purchase the roof and the substances and placed inside the paintings of installing it your self. however, even if you have time, this could now not be the best desire for your property. Many house owners who cross into DIY roof replacements awaiting them to be smooth soon locate themselves regretting now not hiring a professional. here are some reasons to avoid a DIY roof alternative.

The biggest false impression about DIY roof alternative is that it saves you money. The cause for that is which you do not need to pay for professional exertions. however, without expert understanding, DIY roof replacements honestly keep homeowners little or no. They must pay for the materials and gadget themselves, and may have to pay for their personal hard work with the aid of taking time away from paintings or their regular agenda to install the roof. moreover, there’s no assurance for exertions while putting in a roof yourself, and no insurance or worker’s compensation within the event that something is going incorrect on the activity, as there might be with professional roof substitute.

It’s not just the labor guarantee that you’ll pass over while you select a DIY roof substitute. Many roof fabric producers might not assure products that aren’t set up by means of a expert, so you might also lose the product assurance. it’s honestly too much of a financial danger, even if you in my view have established roofs before and sense that you have a sturdy take care of on the situation. So if you decide to put in your roof yourself, you may lose the product warranty, as nicely, which means if you have to repair or update the roof in time to come, you may should pay out of pocket.

Installing a roof is not as smooth as it seems, and it does not look that easy first of all. that is one of the extra tough home outside projects, and it can be doubtlessly dangerous if you’re now not an expert. you are operating with heavy substances at a function excessive above the floor. Falls and different injuries are actually common, in particular in case you don’t know all the right protection precautions to take.

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Upgrading Your Home Kitchen And Outdoor Space When Staying At Home

Posted on May 9, 2020 by realestatejuice
Upgrading Your Home Kitchen And Outdoor Space When Staying At Home
Upgrading Your Home Kitchen And Outdoor Space When Staying At Home

Now that we’re spending greater time interior to comply with live-at-home orders and even lockdowns in some regions, here are some ideas that allows you to improve your out of doors space so you can absorb a lil’ bit more sunshine or truly revel in the nightlife simply out of doors your the front door.

A hammock or any swinging chair is a easy manner to update your outdoor. They absorb less space, and there are plenty of designs and patterns to select from as a way to paintings in nearly any setting. it’s also a brilliant preference in case you need to obtain that beachy vibe the usage of a decorative accessory. whether you placed it for your porch, terrace, or patio, a hammock’s clean swinging movement is calming and it can be a chilled manner to quit your day.

Increase your outdoor area via putting in a fire or hearth pits, depending for your space and finances. aside from the unlimited s’mores, a fire may even make your patio usable even on less warm months. an outdoor kitchen is likewise exceptional for all the summer season barbeques you need to have with your circle of relatives.

Kitchens are one of the most well-liked rooms in the residence and probably the primary room where remodeling can add super worth to your property. Home flippers will focus a big portion of their finances on the kitchen as it’s the largest draw for home shoppers. What in case your kitchen is in want of a face elevate however you do not have the main funds of a seasoned home flipper? You can benefit from a strong first impression by merely refacing your kitchen cabinets.

Basically this requires a redo of the entrance faces of the cabinets and the hardware. This includes the doors, drawer fronts, cupboard handles and the cabinet physique fronts.

One of the vital widespread methods (and probably the most affordable) is to repaint all cupboard surfaces and doors. This does not should be a time consuming course of, usually you may accomplish your complete job in 2 or three days. It does make a bit of a mess so it’s suggested that you do all the door and drawer portray outdoors or in a effectively ventilated space of your home. For the cupboard physique fronts you will paint them where they stand so put up plastic sheeting over the doorways to stop extra paint and fumes from leaking into other rooms of your house.

The other most popular method is to easily substitute all of the doorways, drawers and hardware while leaving the cupboard our bodies in place and both portray or refinishing those. This methodology allows you the enjoyable and freedom of buying new cupboard doors but in addition saving a whole bunch or thousands of dollars over the worth of completely new cabinets.

Cabinet refacing additionally permits you numerous artistic freedom. Artful people will usually minimize out the center part of cabinet doors and exchange them with all types of supplies including punched copper, shiny objects between panes of glass, or even dried meals materials in colorful arrangements. Simply utilizing glass insets will present a more open area visually, however be sure you are on the neat side as visitors will see the whole contents of your cupboards!

One way to embrace out of doors living and make your area an extension of your residing room is to spend money on additional lighting. Luminous decorations, which includes ground or table lamps and lanterns, will no longer handiest brighten up your outside but may even add hobby to it. simply make sure to select lamps which can be designed for the outdoors and are weatherproof. any other wonderful idea is hanging pretty string lighting fixtures across a whole space or alongside a fence to provide your backyard a country vibe.

Rather, you may mix and match your seating alternatives to achieve that curated, eclectic appearance that keeps to benefit recognition. Pull together benches, chairs, pint-sized stools, and ottoman for a completely unique appearance. you may even add floor pillows and poufs to create greater seating in your lounge location due to the fact, who doesn’t love that adorable Bohemian feel?

You’ve got greater alternatives than ever, and the entirety ought to probably add some style for your patio. It’s also incredible if you love collecting individual pieces of furniture or if you simply need a homey, antique look. simply make certain to arrange the portions and styles in a manner that they won’t look cluttered.

Including textiles, which include rugs and fabric, is an cheap update you can make to beautify texture and supplement the color scheme of your outdoor area. you may additionally upload new accent pillows, secure ground cushions, and slipcovers to reinvigorate the location. whilst designing uncovered spaces, consider to continually take a look at for inclement weather to ensure that any items that could get damaged make their manner into garage. when possible, select outdoor fabric that could face up to the sun’s rays and also dry quickly as soon as weathered.

In growing your perfect outside oasis, it have to not only be elegant, cozy, and secure, but additionally practical. it is wherein you would like to curl up at night time with a very good book and a glass of wine, or wherein your circle of relatives can have dining al fresco at the summer time days, so why not equip it with amenities in an effort to encourage interest. inside the Zillow studies, fire features and outdoor kitchens are specifically famous alternatives.

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What Not To Do When Search For Your Property

Posted on May 7, 2020May 7, 2020 by realestatejuice
What Not To Do When Search For Your Property
What Not To Do When Search For Your Property

There is a long list of things that people need to do when they are looking to buy a home; however, it is also important for people to know what to avoid as this process unfolds. There is a lot for people to remember and it is easy for people to get carried away when they start looking at their dream homes. Even though it is great to look at a bunch of houses and imagine living there, it is critical for people to stay grounded and know what to avoid.

One of the biggest mistakes people make when they are looking at buying a home is they open their wallets too big. If people end up taking on other big purchases, they end up accruing more debt. This is going to mess up their debt to income ratio and will make it harder for people to qualify for a home loan. Therefore, try to avoid making any other large purchases during the home buying process.

While this might not sound real, the truth sometimes hurts. The more times people pull their credit report, the worse it looks. Therefore, by making multiple credit inquiries, people could actually hurt their credit score. It is important for people to pull their credit score at least once to fix any inaccuracies that might be present; however, people should not get carried away.

Many people want to avoid filling out excess paperwork; however, the pre-qualification process is a good idea. When someone pre-qualifies for a mortgage, they get a budget ahead of time and immediately look like a serious buyer. This means that their offer looks more competitive to a potential seller. Finally, the pre-qualification process could also help someone qualify for a lower interest rate.

The process of buying a home can be stressful even for those who have been through it before. Just remember to ask questions along the way and individuals will be set up for success. There are trained professionals who are willing to lend a helping hand to those in need.

A common mistake that many first-time buyers make is to start viewing homes before they get in front of a mortgage professional. You may end up behind the ball if you find a home that you love and end up losing the property by not being pre-approved for a mortgage.

It may not be a good idea to spend all or most of your savings on the down payment and closing costs, especially with the current events. It is a good idea to have three to six months of living expenses in an emergency fund no matter if you plan to buy a house or not.

It is easy to fall in love with a home that may stretch your budget but overextending yourself is never a good idea. Buying a house that exceeds your budget may put you at a riskier position and less likely to have wiggle room in your monthly budget for other expenses.

If you are shocked by seeing your new monthly mortgage payment, wait until you add up the other costs of owning a home. As a homeowner, you will need to pay for property taxes, mortgage insurance, homeowners insurance, utilities, etc. That brings us back to the points listed above, you may need to keep your savings intact.

It is understandable that you would like a home that meets your needs and checks off items on your wish list. But it is easy to get lost in the home’s aesthetics instead of focusing on things that may be more important. It could be difficult to live in a house you love that is in a neighborhood that you dislike.

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